Overview

Where you stand this year — income, expenses, and net profit by quarter.

Business income
Expenses (deductible)
Home office
Net profit (est.)
Safe to draw

By quarter

QuarterIncomeExpensesNet

Monthly spend

Needs attention

Books health

Estimated taxes

    Breakdown

    Where the money goes — by category, vendor, and client. Spot the recurring subscriptions adding up.

    By category

    Top vendors & subscriptions

    Schedule C summary

    A line-by-line snapshot to hand your CPA or type into tax software.

    Business assets

    Cash & asset balances for 3Fish — exposed read-only to your Ledger app via GET /api/assets, separate from personal net worth.

    Assets
    Liabilities
    Net (business)
    LabelKindMaskBalanceAs ofNotes

    Balance edits are timestamped as snapshots, so each account builds a trend. Ledger reads the totals to show a “Business (3Fish)” panel beside personal net worth.

    Gear & equipment

    Owned, at cost:

    Owned equipment and depreciation gear converted from expenses. Use the edit control to give each item a clean name, note what it does, and tag the projects it powers.

    ItemAcquiredCostBusiness useProjectsProof

    Software & creative tools

    0 items · recurring /mo

    Your creative software kit — design, AV, motion & generative tools the studio owns or subscribes to, split into recurring subscriptions and one-time (fixed) buys. In Expenses, click the 💿 software? chip on a creative-tool charge to add it. Operating subscriptions (email, hosting, cloud) live under Expenses → Recurring; personally-owned tools live in Ember.

    ItemAcquiredCostBillingProjectsProof

    Pay yourself

    What you can safely draw from 3Fish — after taxes and a business buffer. Ledger reads this as your personal upside.

    Safe to draw now

    Sustainable monthly

    Take-home drawn this year
    Tax payments drawn

    Cover your floor

    Record a draw or contribution

    Expenses

    Filter, categorize, and export tax-ready totals by Schedule C line.

    Total
    Deductible
    Transactions0
    Needs review0
    DateVendorAmount CategoryBusiness purposeProject Ded %Status

    Add an expense

    Capture the business purpose now — it's the record the IRS most often wants.

    Income

    Business deposits from your checking imports — a running total per year. Untoggle anything that isn't business income (owner transfers, personal). This total feeds the home-office limit and net-profit estimate on your export.

    Business income
    Excluded (non-business)
    Deposits0
    DateSourceAmountTypeClientProject

    Invoices

    Invoices you've sent — who owes you money. An unpaid invoice is not income: on a cash basis income counts when the deposit lands, so nothing on this page touches your tax figures.

    Outstanding
    Overdue
    Collected this yearcounted as income when each deposit landed
    Invoice #ClientProjectIssuedDueAmountStatusPaid

    Import & Receipts

    Statements become transactions; receipts attach to the matching one.

    Import transactions

    Chase CSV, or a PDF / photo / text statement (read by Claude). Outflows only; duplicates skipped. You can select several files at once.

    Add a receipt

    Photo (incl. iPhone HEIC) or PDF. The amount is re-checked, and it attaches to a matching statement line if one exists. Select several to upload a batch.

    Vendor memory

    What the app has learned from your edits — repeat charges auto-fill from these on import. Fix or remove any.

    VendorCategoryBusiness purposeDed %Bus use %

    Settings

    Tax rates change yearly — they live here, not in code.

    Not tax advice. The seeded figures are the IRS values for tax year 2026 from the project research notes — business mileage 72.5¢/mile, simplified home-office $5/sq ft up to 300 sq ft (max $1,500), and a default 50% deductibility for meals. This app records and totals your expenses; it doesn't determine what's actually deductible for your situation. Confirm the rates, the category mapping, and any percentages with your CPA before filing.